injury

Broken Bones & Fractures from Car Accidents

Preparing your case review…
Written By
People's Justice Legal Research Team

Types of Fractures in Car Accidents

Car accidents produce a wide variety of fracture types depending on the force direction, occupant position, and crash severity. Simple (closed) fractures involve a clean break without skin penetration, while compound (open) fractures break through the skin, creating infection risk and requiring surgical debridement. Comminuted fractures — where bone shatters into multiple fragments — are common in high-energy crashes and often require surgical reconstruction with plates, screws, and rods.

The most commonly fractured bones in car accidents include the clavicle (from seatbelt loading), ribs (from steering wheel or seatbelt impact), wrist and forearm (from bracing against the steering wheel or dashboard), femur (from dashboard intrusion), tibia and fibula (from floorboard and pedal forces), pelvis (from side-impact intrusion), and vertebrae (from axial loading and hyperflexion). Facial fractures — orbital, maxillary, mandibular, and nasal — occur from airbag deployment, steering wheel contact, or windshield impact.

Surgical Treatment and Recovery

Simple fractures may be treated conservatively with casting, splinting, and immobilization. However, car accident fractures frequently require surgical intervention — open reduction and internal fixation (ORIF) using plates, screws, rods, or wires to realign and stabilize the bone fragments. Complex pelvic fractures may require external fixation devices. Comminuted fractures sometimes necessitate bone grafting using donor bone or synthetic materials to fill gaps where bone was destroyed.

Recovery timelines vary significantly by fracture location and severity. Simple forearm fractures may heal in 6-8 weeks, while femoral shaft fractures require 4-6 months. Pelvic fractures and complex tibial plateau fractures can take 6-12 months to heal fully. During recovery, patients face limitations on weight-bearing, driving, working, and daily activities. Physical therapy is essential for restoring strength, range of motion, and function after the bone heals.

Complications and Long-Term Effects

Fracture complications can extend treatment timelines and worsen long-term outcomes. Malunion (bone healing in incorrect alignment), nonunion (bone failing to heal), and delayed union all require additional surgical intervention. Hardware failure — plates bending, screws loosening — necessitates revision surgery. Infection (particularly in compound fractures) can delay healing and in severe cases lead to osteomyelitis requiring prolonged IV antibiotics and surgical debridement.

Post-traumatic arthritis develops in approximately 12% of all fractures, particularly those involving joint surfaces. A tibial plateau fracture, for example, disrupts the knee joint surface and frequently leads to accelerated arthritis requiring eventual knee replacement. Chronic pain at the fracture site, hardware irritation requiring removal surgery, and limb length discrepancies after long bone fractures are additional long-term consequences that affect claim value.

Fracture Claim Values

Fracture claims benefit from objective, indisputable diagnostic evidence — X-rays and CT scans showing clear breaks. This objectivity makes fractures easier to prove than soft tissue injuries and typically produces higher settlement offers. Simple fracture claims with full recovery commonly settle for $25,000 to $100,000. Fractures requiring surgery settle for $75,000 to $300,000. Complex fractures with complications, multiple surgeries, and permanent impairment produce settlements and verdicts of $250,000 to over $1 million.

Documenting the full impact of the fracture on daily life — including work restrictions, inability to perform hobbies, need for assistance with household tasks, and the psychological impact of temporary disability — is essential for maximizing pain and suffering damages beyond the objective medical evidence.

Documentation

Records You May Need

Records Checklist

  • X-rays and CT scans showing fractures
  • Orthopedic surgeon operative reports
  • Physical therapy and rehabilitation records
  • Hardware removal surgery records (if applicable)
  • Functional capacity evaluation
FAQ

Frequently Asked Questions

See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
See details below.
Related Topics

Related Pages

Truck Accident Claims

Commercial truck accidents involve complex liability chains including the driver, trucking company, cargo loader, and vehicle manufacturer. Federal Motor Carrier Safety Administration (FMCSA) regulations create additional standards of care that, when violated, strengthen negligence claims significantly.

truck-accidentcommercial-vehiclefmcsa
Learn more

Distracted Driving Accident Claims

Distracted driving — primarily smartphone use — kills approximately 3,500 people annually and injures 400,000 more. Cell phone records, app usage data, and telematics evidence can prove distraction and support punitive damages in many states.

distracted-drivingtexting-drivingcell-phone
Learn more

Whiplash Injuries from Car Accidents

Whiplash is the most common car accident injury, affecting over 3 million Americans annually. Despite being dismissed by insurance companies as minor, whiplash can cause chronic pain lasting years and require extensive treatment including physical therapy, injections, and in severe cases, surgery.

whiplashcervical-spineneck-injury
Learn more

TBI from Car Accidents

Car accidents are the second leading cause of traumatic brain injury in the US. TBI case values are among the highest in personal injury litigation because of the devastating cognitive, emotional, and physical consequences that often persist for life.

tbitraumatic-brain-injuryconcussion
Learn more

Spinal Cord Injuries from Car Accidents

Car accidents cause 39% of all spinal cord injuries in the US. Depending on the level and completeness of injury, spinal cord damage can result in paraplegia or quadriplegia with lifetime care costs exceeding $5 million, making these among the highest-value personal injury claims.

spinal-cord-injuryparalysisquadriplegia
Learn more

Soft Tissue Injury Claims

Soft tissue injuries — sprains, strains, contusions, and tears to muscles, ligaments, and tendons — are the most common car accident injuries and the most frequently disputed by insurance companies. Consistent medical treatment and thorough documentation are essential for proving these claims.

soft-tissuesprainstrain
Learn more

PTSD & Emotional Distress After Car Accidents

Motor vehicle accidents are the leading cause of PTSD in the general population. Approximately 9% of car accident survivors develop full PTSD, and many more experience significant anxiety, driving phobia, and depression that substantially affect quality of life and claim value.

ptsdemotional-distressdriving-phobia
Learn more

Car Accident Insurance Claims Process

Understanding the car accident insurance claims process — from initial reporting through settlement negotiation — protects you from common tactics insurance companies use to minimize payouts. Knowing your rights and the timeline helps you make informed decisions about your claim.

insurance-claimsadjustersettlement-negotiation
Learn more

Comparative Negligence & Fault in Car Accidents

Comparative negligence rules determine how fault is shared between drivers and how shared fault affects compensation. Understanding whether your state follows pure comparative negligence, modified comparative negligence, or contributory negligence is critical to evaluating your claim.

comparative-negligencefaultcontributory-negligence
Learn more

Wrongful Death from Car Accidents

Over 42,000 people die in car accidents annually in the US. Wrongful death claims allow surviving family members to recover compensation for their losses, but strict statutes of limitations and standing requirements make early legal consultation essential.

wrongful-deathfatal-accidentsurvival-action
Learn more

Motorcycle Accident Claims

Motorcyclists face disproportionately severe injuries in collisions and often encounter bias from insurance companies and juries. Understanding helmet law variations, lane-splitting rules, and how to counter the "biker bias" is essential for maximizing claim value.

motorcycle-accidentbiker-biashelmet-law
Learn more

Uninsured/Underinsured Motorist Claims

Approximately 14% of US drivers are uninsured, and many more carry only minimum liability limits inadequate for serious injuries. UM/UIM coverage on your own policy is often the critical safety net that makes recovery possible when the at-fault driver cannot pay.

uninsured-motoristunderinsured-motoristum-uim
Learn more

Car Accident Settlement Guide

Car accident settlement values depend on injury severity, medical expenses, lost income, liability clarity, and insurance policy limits. Understanding the settlement calculation process and common valuation methods helps you evaluate whether an offer is fair.

settlementsettlement-calculatormultiplier-method
Learn more

What to Do After a Car Accident

The actions you take in the minutes, hours, and days after a car accident directly impact the strength and value of any subsequent insurance claim or lawsuit. Following a systematic approach protects your health, preserves evidence, and maximizes your legal position.

after-accident-stepsaccident-checklistevidence-preservation
Learn more

When to Hire a Car Accident Lawyer

While minor fender-benders may not require an attorney, any car accident involving significant injuries, disputed liability, commercial vehicles, or insurance company bad faith warrants legal representation. Studies show represented claimants recover 3.5 times more on average.

hire-lawyercontingency-feelegal-representation
Learn more

Pain & Suffering Calculation

Pain and suffering damages compensate car accident victims for the physical pain, emotional distress, and diminished quality of life caused by their injuries. These non-economic damages frequently exceed the value of medical bills and lost wages combined, making them the largest component of many car accident claims.

pain-and-sufferingnon-economic-damagesmultiplier-method
Learn more

Diminished Value Claims

Even after repairs, a vehicle involved in an accident loses market value due to its accident history. Diminished value claims compensate vehicle owners for this loss, which can range from a few hundred dollars to tens of thousands depending on the vehicle's pre-accident value and damage severity.

diminished-valuevehicle-valueproperty-damage
Learn more

Pedestrian Accident Claims

Pedestrians struck by vehicles suffer catastrophic injuries at alarming rates, with over 7,500 pedestrian fatalities annually in the US. These claims often involve crosswalk violations, distracted driving, and municipal liability for dangerous road designs.

pedestrian-accidentcrosswalkroad-safety
Learn more

Rideshare Accident Claims

Rideshare accidents involving Uber and Lyft create complex insurance coverage scenarios with three distinct tiers depending on the driver's app status at the time of the crash. Understanding which policy applies is critical for maximizing compensation.

rideshareuberlyft
Learn more

Hit-and-Run Claims

Hit-and-run accidents leave victims without an identifiable at-fault driver, but compensation is still available through uninsured motorist coverage, crime victim compensation programs, and investigative efforts to identify the fleeing driver.

hit-and-rununinsured-motoristum-coverage
Learn more

Drunk Driving Accident Claims

Drunk driving accidents provide a strong basis for punitive damages because driving under the influence demonstrates conscious disregard for the safety of others. DUI convictions, BAC evidence, and dram shop liability against bars and restaurants can substantially increase claim value.

drunk-drivingduipunitive-damages
Learn more

Rear-End Collision Claims

Rear-end collisions create a strong presumption of fault against the rear driver, making liability relatively straightforward. However, insurance companies frequently downplay injuries in these cases, particularly whiplash and soft tissue injuries from low-speed impacts.

rear-end-collisionwhiplashlow-impact
Learn more

Head-On Collision Claims

Head-on collisions produce the most catastrophic injuries and highest fatality rates of any crash type. Combined closing speeds often exceed 100 mph, generating forces that overwhelm modern vehicle safety systems and produce devastating human trauma.

head-on-collisioncatastrophic-injurywrong-way-driving
Learn more

T-Bone & Side-Impact Accidents

T-bone (broadside) collisions are the second-deadliest crash type because vehicle sides provide the least structural protection. Intersection design, traffic signal timing, and right-of-way violations are central liability issues in these cases.

t-bone-accidentside-impactintersection
Learn more
Parent Case

Car Accident Lawsuit

Car accidents are the most common type of personal injury case in America. With over 6 million motor vehicle crashes reported annually by the National Highway Traffic Safety Administration, the insurance and legal landscape for MVA claims is vast and complex. Insurance companies spend billions each year on adjusters, defense attorneys, and claims management systems designed to reduce payouts to injured drivers, passengers, and pedestrians. Injuries range from relatively minor soft tissue damage like whiplash to catastrophic and life-altering conditions including traumatic brain injuries, spinal cord damage, and wrongful death. The legal systems governing fault — from pure comparative negligence in states like California to contributory negligence in Virginia — dramatically affect what injured parties can recover. Hiring an experienced car accident attorney is the single most impactful step an injured person can take to level the playing field against well-resourced insurance companies.

View full case overview