Car Accident Lawsuit in Louisiana

Statute of Limitations

Louisiana imposes a 1-year prescriptive period (not technically a statute of limitations, but functionally identical) for personal injury claims (Civil Code Art. 3492) — the shortest in the nation. The state follows an at-fault insurance system with pure comparative negligence, meaning recovery is reduced but never barred by the plaintiff's fault. Minimum liability coverage is 15/30/25 — the lowest in the region. Louisiana uses a civil law system (based on French/Spanish law) rather than common law, with distinct procedural rules.

1 year from accident date