Car Accident Lawsuit in New Jersey

Statute of Limitations

New Jersey imposes a 2-year statute of limitations for personal injury claims under NJSA 2A:14-2. The state is a no-fault insurance state with mandatory $15,000 PIP coverage. Drivers must choose between "limitation on lawsuit" (verbal threshold — can only sue for pain and suffering if injury is permanent) or "no limitation on lawsuit" (full right to sue). Modified comparative negligence with a 51% bar applies. Minimum liability coverage is 15/30/5.

2 years from accident date